PRIVACY POLICY

At EZ Funding Group, Inc., protecting your privacy is a top priority. This Privacy Policy outlines how we collect, use, and protect your personal information. It is designed to ensure compliance with Florida state laws, as well as applicable federal regulations such as the Gramm-Leach-Bliley Act (GLBA). By using our services, you agree to the practices described in this policy.

Information We Collect

We collect personal information necessary to provide you with mortgage and financial services. This may include:

  1. Information You Provide:
    • Name, address, email, and phone number
    • Social Security number
    • Financial details, such as income, assets, and liabilities
    • Property details, including location and value
    • Employment and insurance information
  2. Information Automatically Collected:
    • Device details such as IP address, browser type, and operating system
    • Usage data, including pages visited, links clicked, and time spent on our website
    • Cookies and similar technologies for analytics and personalized experiences
  3. Information From Third Parties:
    • Credit bureaus and verification services, such as Advantage Credit, for credit reports and financial history
    • Insurance providers for coverage details
    • Employers and financial institutions to verify income or account information
  4. Inferred Information:
    • Based on the information collected, we may derive insights about your preferences or needs to better tailor our services.

How We Use Your Information

We use the information collected to:

  • Process loan applications and transactions
  • Verify your identity, income, and financial standing
  • Communicate updates, respond to inquiries, and provide support
  • Ensure compliance with legal and regulatory requirements
  • Improve and personalize your experience with our services

How We Share Your Information

We do not sell your personal information. However, we may share your information in the following circumstances:

  1. With Service Providers:
    • Credit bureaus, title companies, appraisers, and insurance providers for loan processing
    • Technology providers for secure data storage, website analytics, and communications
  2. With Wholesale Lenders:
    • Necessary details, such as credit reports, income verification, and property details, are shared to facilitate loan approval.
  3. With Advantage Credit:
    • We use Advantage Credit to verify your financial and credit details securely.
  4. For Legal and Regulatory Requirements:
    • When required to comply with laws, court orders, or government regulations
  5. With Your Explicit Consent:
    • For purposes you approve, such as sharing data with a third-party advisor or professional
  6. In Case of Business Transactions:
    • If we merge, sell assets, or undergo any similar business restructuring, your data may be transferred as part of that process.

Your Rights as a Florida Resident

As a Florida resident, you have the right to:

  • Request access to the personal information we maintain about you
  • Correct inaccuracies in your data
  • Request deletion of your data, subject to legal and business requirements
  • Opt out of marketing communications at any time

To exercise these rights, please contact us at:
EZ Funding Group, Inc.
3350 SW 148th Ave, Suite 110
Miramar, FL 33027
Phone: (954) 318-1100
Email: Info@ezfunding-realty.com

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience, improve functionality, and analyze website usage. You can manage or disable cookies through your browser settings, though some features may not function properly without them.

Data Retention and Security

We retain personal information only as long as necessary to fulfill business or legal obligations. To protect your data, we employ industry-standard security measures, including:

  • Data encryption and secure servers
  • Access controls and regular security audits
  • Policies for safe disposal of outdated information

Children’s Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect or store personal information from minors. Parents or guardians may contact us if they believe their child’s information has been collected.

Third-Party Services and Integrations

We may integrate with trusted third-party services, such as Advantage Credit, to streamline verification processes. Any data shared with these services will be subject to their privacy policies, and we ensure such services meet strict confidentiality standards.

Policy Updates

This Privacy Policy may be updated periodically to reflect changes in our practices or compliance requirements. Updates will be posted on our website, and significant changes may be communicated through email or other direct notices.

Contact Information

If you have questions about this policy or wish to exercise your privacy rights, please contact us at:

EZ Funding Group, Inc.
3350 SW 148th Ave, Suite 110
Miramar, FL 33027
Phone: (954) 318-1100
Email: Info@ezfunding-realty.com