Conventional Loans

Conventional Home Loans in Miramar, FL – Low Rates & Fast Approval

Start your homeownership journey today with a fast and hassle-free pre-qualification process. We help local homebuyers explore flexible mortgage solutions, competitive rates, and low down payment options starting at just 3%. Find out how much home you can afford and strengthen your buying power before house hunting — all in minutes.

Loan Requirements

Who Is This Loan Best For?

First-Time Buyers

Get expert guidance and low down payment options designed to help you confidently purchase your first home.

Move-Up Buyers

Upgrade to your next home with financing solutions that maximize your buying power and home equity.

Investors

Access flexible loan options to grow your real estate portfolio and increase long-term investment returns.

Refinancing Homeowners

Lower your payment, reduce your rate, or tap into your home equity with smart refinancing solutions.

What Our Clients Say

Trusted by Homeowners Across Florida

Hear from our satisfied clients about their smooth mortgage experience, personalized service, and how we helped them achieve their homeownership dreams.

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Jorge Jurado profile picture
Jorge Jurado
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Excellent service, 24/7. Jaime is very professional and always looking for customer needs,
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Alexis Marxen profile picture
Alexis Marxen
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I had the privilege to work with Jaime Charouf for a closing. I'm a closer with a title company and having such great communication on the loan side makes the transaction go so smoothly. Jaime was on top of everything and was very responsive through the whole process. I would highly recommend him to anyone getting a mortgage.
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sarita correa cardona profile picture
sarita correa cardona
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We had a great experience working with Jaime on our loan. He was always available to answer any questions we had and made the entire process clear and easy to understand.
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Andres Felipe Calderon Carvajal profile picture
Andres Felipe Calderon Carvajal
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Excelente acompañamiento y asesoría de Jaime
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yosahira coleman profile picture
yosahira coleman
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Excellente
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Tanya Fenton profile picture
Tanya Fenton
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My experience with the Ez Funding Group (Jaime) and his team was nothing short of Amazing!!!! Jaime was very thorough in making sure all deadlines were met and paperwork was completed. Buying a home was a process it took a lot of patience but thanks to Jaime my dream is now a reality. Thank you Ez Funding Group for everything.
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BD Nails by Yadi profile picture
BD Nails by Yadi
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Excelente servicio. Hace 10 años me ayudó a comprar mi casa y este año nuevamente me asistió con el refinanciamiento. Siempre profesional, atento y dispuesto a responder todas mis preguntas. Lo recomiendo al 100% por su experiencia y dedicación. Excellent service. He helped me buy my home 10 years ago and this year assisted me again with the refinancing. Always professional, attentive, and willing to answer all my questions. I highly recommend him for his experience and dedication.
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Andreina Font profile picture
Andreina Font
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Jaime is incredible, we worked with us from the very beginning giving us clear guidance as to how to be ready to even begin the process of being ready to buy our home, he helped with any doubts, pushed us in the best possible way, I can say without a doubt if not because of him my husband and I would not be homeowners right now. To say I recommend him is an understatement, his commitment is just unparalleled Thank you Jaime
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karen diaz profile picture
karen diaz
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I had a great experience with Jaime. He was very patient, ready to Answer any questions, and extremely reliable. I highly recommend Jaime from EZ funding. He made the process so much easier and walked me through every step of the way

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Ready to Buy Your Next Home?

Whether you’re purchasing your first home or upgrading, our team helps Florida buyers secure competitive conventional financing quickly and smoothly.