Unlock the Equity in Your Home and Enjoy Retirement on Your Terms
A Reverse Mortgage allows homeowners aged 62 and older to convert home equity into cash — without selling your home or making monthly mortgage payments. Whether you want to supplement retirement income, cover healthcare costs, or make home improvements, a reverse mortgage can give you financial flexibility and peace of mind.
Reverse Mortgage Requirements
Basic eligibility includes:
- Homeowner must be 62 years or older
- Home must be primary residence
- Sufficient home equity to qualify
- Financial counseling (required by FHA)
- No recent foreclosures or unpaid property taxes
Who Should Consider a Reverse Mortgage?
Retirees or Seniors 62+
Access home equity to support retirement and enjoy financial flexibility.
Homeowners Looking to Supplement Retirement Income
Turn your home’s value into extra income for a comfortable retirement.
Seniors Needing Funds for Healthcare or Living Expenses
Use your home equity to cover medical bills and everyday living costs.
Individuals Wanting to Age in Place Without Monthly Mortgage Obligations
Stay in your home while eliminating monthly mortgage payments.
Those with Significant Home Equity
Leverage substantial home equity to enhance retirement security and lifestyle.
What Our Clients Say
Trusted by Homeowners Across Florida
Hear from our satisfied clients about their smooth mortgage experience, personalized service, and how we helped them achieve their homeownership dreams.
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Jorge JuradoTrustindex verifies that the original source of the review is Google.
Excellent service, 24/7. Jaime is very professional and always looking for customer needs,Posted on Google![]()
Alexis MarxenTrustindex verifies that the original source of the review is Google.
I had the privilege to work with Jaime Charouf for a closing. I'm a closer with a title company and having such great communication on the loan side makes the transaction go so smoothly. Jaime was on top of everything and was very responsive through the whole process. I would highly recommend him to anyone getting a mortgage.Posted on Google![]()
sarita correa cardonaTrustindex verifies that the original source of the review is Google.
We had a great experience working with Jaime on our loan. He was always available to answer any questions we had and made the entire process clear and easy to understand.Posted on Google![]()
Andres Felipe Calderon CarvajalTrustindex verifies that the original source of the review is Google.
Excelente acompañamiento y asesoría de JaimePosted on Google![]()
yosahira colemanTrustindex verifies that the original source of the review is Google.
ExcellentePosted on Google![]()
Tanya FentonTrustindex verifies that the original source of the review is Google.
My experience with the Ez Funding Group (Jaime) and his team was nothing short of Amazing!!!! Jaime was very thorough in making sure all deadlines were met and paperwork was completed. Buying a home was a process it took a lot of patience but thanks to Jaime my dream is now a reality. Thank you Ez Funding Group for everything.Posted on Google![]()
BD Nails by YadiTrustindex verifies that the original source of the review is Google.
Excelente servicio. Hace 10 años me ayudó a comprar mi casa y este año nuevamente me asistió con el refinanciamiento. Siempre profesional, atento y dispuesto a responder todas mis preguntas. Lo recomiendo al 100% por su experiencia y dedicación. Excellent service. He helped me buy my home 10 years ago and this year assisted me again with the refinancing. Always professional, attentive, and willing to answer all my questions. I highly recommend him for his experience and dedication.Posted on Google![]()
Andreina FontTrustindex verifies that the original source of the review is Google.
Jaime is incredible, we worked with us from the very beginning giving us clear guidance as to how to be ready to even begin the process of being ready to buy our home, he helped with any doubts, pushed us in the best possible way, I can say without a doubt if not because of him my husband and I would not be homeowners right now. To say I recommend him is an understatement, his commitment is just unparalleled Thank you JaimePosted on Google![]()
karen diazTrustindex verifies that the original source of the review is Google.
I had a great experience with Jaime. He was very patient, ready to Answer any questions, and extremely reliable. I highly recommend Jaime from EZ funding. He made the process so much easier and walked me through every step of the way
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Secure Your Retirement with a Reverse Mortgage
Unlock your home equity and enjoy financial freedom, flexibility, and peace of mind during retirement.