Privacy Policy

 

Effective Date: June 15, 2026

EZ Funding Group, Inc. (“EZ Funding Group,” “Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when visiting our website, communicating with us, applying for a mortgage, or using any of our services.

This Privacy Policy explains what information we collect, how we use it, how we protect it, your rights regarding your information, and how you may contact us with any questions.

This Privacy Policy applies to all visitors to https://www.ezfundingonline.com, our online mortgage application platforms, customer portals, communication channels, and any other services provided by EZ Funding Group, Inc.

Company Information

EZ Funding Group, Inc.

NMLS #349022

3350 SW 148th Ave., Suite 110

Miramar, Florida 33027

Phone: (954) 318-1100

Email: jaimec@ezfunding-realty.com

Website:
https://www.ezfundingonline.com

Your Privacy Matters

We understand that applying for a mortgage requires sharing sensitive financial information. Protecting your information is one of our highest priorities.

We use administrative, physical, and technical safeguards designed to protect your information against unauthorized access, disclosure, misuse, alteration, or destruction.

Information We Collect

Depending on how you interact with us, we may collect the following categories of information.

Personal Information

This may include:

  • Full name

  • Mailing address

  • Property address

  • Email address

  • Telephone number

  • Date of birth

  • Social Security Number

  • Driver’s license or government-issued identification

  • Marital status

  • Employment information

  • Employer name

  • Job title

  • Income information

  • Asset information

  • Banking information

  • Credit history

  • Tax returns

  • Financial statements

  • Mortgage application information

  • Loan documentation

  • Property information

Mortgage Application Information

When applying for financing, we may collect information including:

  • Loan amount requested

  • Loan purpose

  • Purchase or refinance information

  • Property occupancy

  • Estimated property value

  • Credit authorization

  • Credit reports

  • Verification of employment

  • Verification of income

  • Verification of assets

  • Homeowners insurance information

  • Government monitoring information where required by law

  • Closing documentation

Information collected during the mortgage process may also be shared with lenders, investors, title companies, appraisers, credit reporting agencies, verification providers, government agencies, and other parties necessary to process your loan.

Information Automatically Collected

When you visit our website, we may automatically collect:

  • IP address

  • Browser type

  • Device type

  • Operating system

  • Pages viewed

  • Time spent on pages

  • Referring websites

  • Geographic region

  • Website interactions

  • Click behavior

This information helps improve our website, advertising effectiveness, customer experience, and fraud prevention efforts.

Cookies and Similar Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience.

Cookies help us:

  • Remember preferences

  • Improve website functionality

  • Analyze website traffic

  • Personalize user experiences

  • Improve marketing campaigns

  • Prevent fraud

  • Measure advertising effectiveness

You may disable cookies through your browser settings. However, doing so may limit certain website functionality.

Google Analytics

We use Google Analytics to better understand how visitors interact with our website.

Google Analytics may collect information including:

  • Pages visited

  • Session duration

  • Device information

  • Browser information

  • Traffic source

  • General geographic location

Google Analytics does not provide us with personally identifiable information unless you voluntarily provide it through forms.

Google Advertising Services

We may use Google Ads, Google Tag Manager, Google Enhanced Conversions, Google Remarketing, and related advertising technologies.

These technologies may use cookies or similar tracking methods to:

  • Measure advertising performance

  • Improve marketing campaigns

  • Display relevant advertisements

  • Understand visitor behavior

You may control Google’s advertising personalization through your Google account settings.

Meta Pixel

Our website may utilize Meta Pixel and related Meta Business tools.

These technologies help us:

  • Measure advertising performance

  • Improve Facebook and Instagram advertising

  • Understand visitor interactions

  • Optimize marketing campaigns

Meta may collect information according to its own privacy practices.

AI Technologies

EZ Funding Group may utilize artificial intelligence technologies to improve customer service and operational efficiency.

AI may assist with:

  • Customer communications

  • Appointment scheduling

  • Loan intake

  • Document organization

  • Educational content

  • General information requests

  • Workflow automation

AI tools do not make final lending decisions.

All lending decisions are made by licensed professionals and lending institutions using applicable underwriting guidelines.

Information processed through AI technologies is handled in accordance with applicable privacy and security standards.

Information You Voluntarily Provide

You may voluntarily provide information when you:

  • Complete mortgage applications

  • Submit online forms

  • Schedule appointments

  • Contact us

  • Request rate quotes

  • Subscribe to newsletters

  • Upload documents

  • Send emails

  • Send text messages

  • Participate in surveys

Secure Document Uploads

We utilize secure document collection platforms to receive financial and mortgage documentation.

Uploaded documents may include:

  • Bank statements

  • Pay stubs

  • Tax returns

  • Identification

  • W-2 forms

  • Purchase contracts

  • Insurance documents

  • Closing disclosures

  • Other loan-related documentation

We encourage customers not to send sensitive information through unsecured email whenever secure upload options are available.

How We Use Your Information

We may use your information to:

  • Process mortgage applications

  • Provide mortgage services

  • Verify identity

  • Prevent fraud

  • Evaluate loan eligibility

  • Obtain credit reports

  • Communicate regarding your loan

  • Schedule appointments

  • Respond to inquiries

  • Improve customer service

  • Improve website functionality

  • Meet legal obligations

  • Comply with lender requirements

  • Comply with government regulations

  • Send educational materials

  • Send requested communications

  • Improve marketing effectiveness

How We Share Information

We may share your information only when necessary to conduct business or comply with legal obligations.

This may include sharing information with:

  • Mortgage lenders

  • Investors

  • Loan servicers

  • Credit reporting agencies

  • Verification providers

  • Appraisers

  • Title companies

  • Settlement agents

  • Attorneys

  • Insurance providers

  • Government agencies

  • Regulatory authorities

  • Technology providers

  • Fraud prevention providers

  • Compliance vendors

  • Cloud hosting providers

Each third-party provider is expected to maintain appropriate safeguards for protecting customer information.

We do not sell your personal information.

Third-Party Service Providers

We work with trusted third-party service providers to support our business operations. These providers may process information on our behalf under contractual obligations to safeguard your data.

Our service providers may include platforms for customer relationship management, mortgage origination, secure document collection, appointment scheduling, business communications, website analytics, digital advertising, cloud hosting, electronic signatures, identity verification, payment processing, fraud prevention, and artificial intelligence-assisted workflows.

Examples of technologies we currently use include GoHighLevel, LendingPad, Floify, Calendly, RingCentral, Google Analytics, Google Ads, Meta Pixel, secure cloud storage providers, and AI-powered productivity tools. These providers may change over time as our business evolves.

We do not authorize these providers to use your personal information for their own marketing purposes except as permitted by their own privacy policies and applicable law.

SMS/Text Messaging Privacy Policy

If you provide your mobile phone number, you may receive text messages from EZ Funding Group regarding your mortgage inquiry, loan application, transaction updates, appointment reminders, requested information, customer support, or other services you have requested.

Examples of messages may include:

  • Appointment confirmations

  • Appointment reminders

  • Loan status updates

  • Document requests

  • Verification requests

  • Application notifications

  • Closing updates

  • Customer service communications

  • Educational mortgage information

  • Promotional offers, where you have expressly consented

Your consent to receive text messages is not a condition of purchasing any product or service or obtaining credit.

Message frequency varies based on your relationship with us and the services you request.

Message and data rates may apply according to your wireless carrier plan.

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive.

After opting out, you will receive one final confirmation message confirming your unsubscribe request.

For assistance, reply HELP to any text message or contact us directly at (954) 318-1100 or by email at jaimec@ezfunding-realty.com.

We honor all valid opt-out requests in accordance with applicable law and industry standards.

Mobile Information Privacy

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS Consent

By voluntarily providing your mobile telephone number and opting in to receive text messages, you expressly authorize EZ Funding Group to send SMS communications related to your inquiry, loan application, mortgage transaction, customer service, or other requested services.

Your consent may be collected through:

  • Website forms

  • Mortgage applications

  • Online scheduling

  • Paper forms

  • Verbal authorization

  • Electronic signatures

  • Customer initiated text conversations

  • Other lawful methods of obtaining consent

You may revoke your consent at any time by replying STOP.

TCPA Compliance

EZ Funding Group complies with the Telephone Consumer Protection Act (TCPA), applicable Federal Communications Commission regulations, CTIA Messaging Principles and Best Practices, and applicable state laws governing telephone and text message communications.

We maintain records of customer consent where required by law.

We do not knowingly send unsolicited text messages to individuals who have not provided the required consent.

Consumer Privacy Rights

Depending on your state of residence, you may have certain privacy rights regarding your personal information.

These rights may include the ability to:

  • Request access to your personal information

  • Request correction of inaccurate information

  • Request deletion of certain personal information, subject to legal exceptions

  • Request information regarding how your data is collected and used

  • Opt out of certain data sharing where applicable

  • Exercise rights without unlawful discrimination

Certain financial information maintained to comply with mortgage lending, fraud prevention, anti-money laundering, record retention, or other legal obligations may not be eligible for deletion.

California Consumer Privacy Act (CCPA)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act.

Subject to applicable exceptions, California residents may have the right to:

  • Know what categories of personal information we collect.

  • Know the sources of that information.

  • Understand the business purposes for which the information is used.

  • Request access to specific personal information.

  • Request correction of inaccurate personal information.

  • Request deletion of eligible personal information.

  • Request information regarding disclosures of personal information.

  • Limit the use of certain sensitive personal information where applicable.

EZ Funding Group does not sell personal information or share personal information for cross-context behavioral advertising as those terms are defined under applicable California law.

To exercise your rights, please contact us using the information provided at the end of this Privacy Policy. We may need to verify your identity before processing your request.

Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, disclosure, alteration, or destruction.

Security measures may include:

  • Encryption where appropriate

  • Secure cloud environments

  • Access controls

  • Multi-factor authentication

  • Employee confidentiality obligations

  • Vendor due diligence

  • Network monitoring

  • Secure document storage

  • Regular software updates

  • Cybersecurity best practices

Although we strive to protect your information, no method of electronic transmission or storage can be guaranteed to be completely secure.

Data Retention

We retain personal information for as long as necessary to provide our services, comply with legal and regulatory requirements, resolve disputes, enforce our agreements, and satisfy mortgage industry record retention obligations.

When information is no longer required, we take reasonable steps to securely delete, destroy, anonymize, or otherwise dispose of it in accordance with applicable laws and industry standards.

Children’s Privacy

Our website and services are intended for individuals who are at least eighteen (18) years of age.

We do not knowingly collect personal information from children under the age of thirteen (13).

If we become aware that personal information has been collected from a child without appropriate parental consent, we will take reasonable steps to delete such information.

External Links

Our website may contain links to third-party websites for your convenience.

We are not responsible for the privacy practices, content, security, or policies of third-party websites.

We encourage you to review the privacy policies of any external websites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, legal requirements, technology, or regulatory obligations.

When updates are made, the Effective Date at the top of this Privacy Policy will be revised.

Your continued use of our website or services after changes become effective constitutes acceptance of the revised Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

EZ Funding Group, Inc.
NMLS #349022

3350 SW 148th Ave., Suite 110
Miramar, FL 33027

Phone: (954) 318-1100

Email: jaimec@ezfunding-realty.com

Website: https://www.ezfundingonline.com

Notice to Consumers

EZ Funding Group, Inc. is committed to protecting the confidentiality, integrity, and security of the personal information entrusted to us. We continually review our privacy practices to comply with applicable federal and state laws, mortgage industry regulations, and recognized standards for consumer data protection.